America's #1 Online Cigar Auction
first, best, biggest!

Last post 2 months ago by HockeyDad. 211 replies replies.
5 Pages<12345>
Le HockeyDad’s Return to Florida Journey
Jump to Bottom | Previous Topic | Next Topic
HockeyDad Offline
#51 Posted: Wed, Jul 12 2023, 8:22 PM EST
Joined: 09-20-2000
Posts: 46,134
Manatees are cool.
DrMaddVibe Offline
#52 Posted: Wed, Jul 12 2023, 9:24 PM EST
Joined: 10-21-2000
Posts: 55,440
HockeyDad wrote:
Manatees are cool.


With tartar sauce
BuckyB93 Offline
#53 Posted: Wed, Jul 12 2023, 9:31 PM EST
Joined: 07-16-2004
Posts: 14,194
Unfortunately they probably taste like seafood.

Maybe if you cut through the fat and make some steaks and roasts from the meat they might be pretty tasty.
deadeyedick Offline
#54 Posted: Thu, Jul 13 2023, 1:51 PM EST
Joined: 03-13-2003
Posts: 17,097
Tried rattle snake 🐍 so crocodile can’t be too bad?
8trackdisco Offline
#55 Posted: Thu, Jul 13 2023, 7:50 PM EST
Joined: 11-06-2004
Posts: 60,078
At least you don't have to reach out for a home insurance quote with Farmers.
HockeyDad Offline
#56 Posted: Thu, Jul 13 2023, 8:26 PM EST
Joined: 09-20-2000
Posts: 46,134
I have a liberal friend in Florida outraged about it. State Farm, Allstate, Geico, and Farmers already shut down Cali.

It turns out that Newsom and deSantis have simply refused to ban hurricanes, brush fires, and earthquakes and instead focus on tranny stuff

Palama Offline
#57 Posted: Thu, Jul 13 2023, 8:35 PM EST
Joined: 02-05-2013
Posts: 23,697
deadeyedick wrote:
Tried rattle snake 🐍 so crocodile can’t be too bad?


Had alligator sausage a couple times from a fancy hot dog place. Tasted like spicy chicken to me.
Mr. Jones Offline
#58 Posted: Fri, Jul 14 2023, 7:39 PM EST
Joined: 06-12-2005
Posts: 19,425
Stay in AUSTIN

YOU DUMBO
Mr. Jones Offline
#59 Posted: Fri, Jul 14 2023, 7:41 PM EST
Joined: 06-12-2005
Posts: 19,425
In 12 months....

Florida AP NEWS FLASH!!!

SOME RETIRED FRENCH CIGARBID BOTL DISAPPEARS INTO THE EVERGLADES ...PYTHONS AND GATORS SUSPECTED...
HockeyDad Offline
#60 Posted: Sat, Jul 15 2023, 9:39 AM EST
Joined: 09-20-2000
Posts: 46,134
Mr. Jones wrote:
Stay in AUSTIN

YOU DUMBO


We’re not in Austin! We will be driving through Austin today though. The San Francisco of Texas!
DrafterX Offline
#61 Posted: Sat, Jul 15 2023, 10:23 AM EST
Joined: 10-18-2005
Posts: 98,552
don't forget to get pie at the Blue Bonnet Cafe in Marble Falls... ThumpUp
8trackdisco Offline
#62 Posted: Sat, Jul 15 2023, 10:50 AM EST
Joined: 11-06-2004
Posts: 60,078
HockeyDad wrote:
I have a liberal friend in Florida outraged about it. State Farm, Allstate, Geico, and Farmers already shut down Cali.

It turns out that Newsom and deSantis have simply refused to ban hurricanes, brush fires, and earthquakes and instead focus on tranny stuff



My prior employer couldn’t make money after the summer three hurricanes went through Florida in 2009? Laws got passed limiting rate increases and eligibility. At that point, I think we were the 12th company to suspend selling in the state.

A year ago, they also pulled a product (think it was Auto) out of CA because of laws passed there.

Keeping customers “safe” also limits choice and raises costs.
rfenst Offline
#63 Posted: Sat, Jul 15 2023, 2:31 PM EST
Joined: 06-23-2007
Posts: 39,330
8trackdisco wrote:
My prior employer couldn’t make money after the summer three hurricanes went through Florida in 2009? Laws got passed limiting rate increases and eligibility. At that point, I think we were the 12th company to suspend selling in the state.

A year ago, they also pulled a product (think it was Auto) out of CA because of laws passed there.

Keeping customers “safe” also limits choice and raises costs.

What about the Florida legislature and governor constantly acceding to insurance company demands (often without hearings/due process):

Reduced statutes of limitation. No more attorney fees to the insured when the insured has to to sue their own insurance to obtain coverage or a fair settlement. Limited consumer attorney fees so that consumer law attorneys can't afford to do insurance work for consumers. No mandatory BI coverage for auto insurance. No future medical expenses in excessive of Medicaid rate in injury cases- guess how many of the good doctors one might need life-long care from who won't take Medicaid rates?... All so insurers don't have to pay full future medical expenses.

Take a look at how claims from last year's hurricane that hit the gulf coast of Florida have been handled by insurers and the astronomical number of claims denied when different insurers have been caught cheating by altering their experts' reports- and using them to fraudulently undercut their insured's claims...
MACS Offline
#64 Posted: Sat, Jul 15 2023, 3:02 PM EST
Joined: 02-26-2004
Posts: 79,789
Insurance is a business. Unfortunately if you live in an area with a lot of natural disasters, your rates are going to be stupid high, and with good cause.

Add to that the asshats that file fraudulent claims, and you get what you get. I'm just happy USAA insures my house and my cars.
BuckyB93 Offline
#65 Posted: Sat, Jul 15 2023, 4:00 PM EST
Joined: 07-16-2004
Posts: 14,194
They are a necessary evil in life but I'm not a big fan of insurance companies in general. Son's car insurance policy is up for renewal next month. I did some shopping around on line with some national insurance companies. A few don't even offer car insurance in MA. Others are right in line with the same coverage and similar prices to the regional insurance companies.

We'll probably end up staying with his current insurance company. It's one of the few major players in New England but I'm not too happy with their customer service. Had a bad experience with them in the past.
rfenst Offline
#66 Posted: Sat, Jul 15 2023, 4:11 PM EST
Joined: 06-23-2007
Posts: 39,330
MACS wrote:
Insurance is a business. Unfortunately if you live in an area with a lot of natural disasters, your rates are going to be stupid high, and with good cause.

Add to that the asshats that file fraudulent claims, and you get what you get. I'm just happy USAA insures my house and my cars.

I promise you there is more unfair low-balling and fraud on courts by insurers and defendants in Central Florida than the relative handful of idiot people who make fraudulent insurance claims.
DrafterX Offline
#67 Posted: Sat, Jul 15 2023, 4:33 PM EST
Joined: 10-18-2005
Posts: 98,552
Still trying to get my house fixed... 3rd party adjuster came out and low-balled the hell out us... insurance paid and promised to pay more when they get more info... 3rd party adjuster dude wouldn't crawl up in my attic to check out the damage... now we have to remove the siding off the side of the house to try and inspect... not giving up but I thought it would be easier... Mellow
rfenst Offline
#68 Posted: Sun, Jul 16 2023, 12:22 PM EST
Joined: 06-23-2007
Posts: 39,330
DrafterX wrote:
Still trying to get my house fixed... 3rd party adjuster came out and low-balled the hell out us... insurance paid and promised to pay more when they get more info... 3rd party adjuster dude wouldn't crawl up in my attic to check out the damage... now we have to remove the siding off the side of the house to try and inspect... not giving up but I thought it would be easier... Mellow

If the insurer hired him, he's NOT neutral or "3rd party.' He knows who is paying him on case after case after case. He won't bite the hand that feeds him.

Time to look for a lawyer. Many times lawyers will take these types of cases on a contingency fee basis such that if you do not win, you owe NOTHING. And, if you do win, your own insurer -who you had to sue to get a fair settlement- even to pay your attorney fee/contingency fee.

PM me if you want me to find you one who specializes in homeowners insurance claims who practices near you. I can get you recommendations rom friends who only do that kind of work- and are organizationally connected with similar other lawyers all over the country.
DrafterX Offline
#69 Posted: Sun, Jul 16 2023, 6:30 PM EST
Joined: 10-18-2005
Posts: 98,552
I'll give it a little more time before seeking backup... I appreciate the advice tho... hope I don't have to go down that path...


Mellow
HockeyDad Offline
#70 Posted: Thu, Aug 3 2023, 12:56 PM EST
Joined: 09-20-2000
Posts: 46,134
Met with the construction manager this week. Plumbing is in and waiting for inspection. Next will be electrical and then pour the slab.
DrafterX Offline
#71 Posted: Thu, Aug 3 2023, 1:09 PM EST
Joined: 10-18-2005
Posts: 98,552
Are you gonna run the 220..?? Huh
HockeyDad Offline
#72 Posted: Thu, Aug 3 2023, 1:11 PM EST
Joined: 09-20-2000
Posts: 46,134
220 221 whatever it takes.
DrafterX Offline
#73 Posted: Thu, Aug 3 2023, 1:15 PM EST
Joined: 10-18-2005
Posts: 98,552
Laugh
RayR Offline
#74 Posted: Thu, Aug 3 2023, 1:18 PM EST
Joined: 07-20-2020
Posts: 8,892
HockeyDad wrote:
Met with the construction manager this week. Plumbing is in and waiting for inspection. Next will be electrical and then pour the slab.


I heard Global Boiling is gonna getcha. You got Global Boiling insurance?
HockeyDad Offline
#75 Posted: Thu, Aug 3 2023, 3:35 PM EST
Joined: 09-20-2000
Posts: 46,134
RayR wrote:
I heard Global Boiling is gonna getcha. You got Global Boiling insurance?


Yes. President Obama has beachfront property in Martha’s Vineyard and Hawaii. He’s my canary in the coal mine.
Mr. Jones Offline
#76 Posted: Thu, Aug 10 2023, 9:41 AM EST
Joined: 06-12-2005
Posts: 19,425
You lie.....

You in Texas....

I saw you there.....

Last week....
Mr. Jones Offline
#77 Posted: Thu, Aug 10 2023, 9:57 AM EST
Joined: 06-12-2005
Posts: 19,425
Hey drafterx....

Get to know the "new insurance ways"....

It ain't 1975 anymore...when an actual agent claim adjuster came directly to your HUT WITHIN TWO WEEKS of the reported event and stayed until everything was done, damage assessment, property claims, destroyed belongings cataloged by then personally...

Now everyone has third party **** that LOW BALL THE PH*K OUT OF ANYTHING...DAMAGE IS LOWBALLED...
THEY MAKE YOU PERSONALLY DO THE BELONGINGS PART all by yourself, photography, $costs new, costs used,...
Then they cut your estimates in half and actually pull out the
"We don't cover guns, firearms, ammo, jewelry of any kind, art / paintings/ prints or high end antiques, collectables "
Without individual appraisals before hand and additional yearly costing riders that are expensive as hell...

Your f*cked....get used to it...it happened to me last December...USAA SCREWED, BLUED AND TATOOED MY STAR FISH BADLY...
THAT WAS ON THE HOUSE CLAIM...

THE GAVE ME "ZERO, NADA, NUTTIN'" ON MY SAAB 9.3
THAT CAUGHT FIRE AND WAS TOTALLED ..THEY SPENT MORE $$$ DENYING MY CLAIM, ADDITIONAL TOWS, ADDTIONAL ADJUSTER OPINIOONS, ADDITIONAL MECHANIC ESTIMATES...INSTEAD OF GIVING ME A $1,250-1500 CAR TOTALLED CHECK$$$...THEY SPENT OVER THAT # DENYING ME ANY COMPENSATION...

BUTTTT

YETTTT


USAA PAID THAT RETARDED "GRONK" A-HOLE FROM THE NEW ENGLAND PATRIOTS MILLIONS OF $$$ 'S FOR 10-12
TV COMMERCIALS OVER A TWO YR PERIOD


F.U.C.K.

U.S.A.A.

"We're for the veteran...we stand behind you with honor...thank you for your service.....
NOW BEND OVER AND TAKE OUR CORPORATE C.O.C.K. RIGHT UP YOUR STARFISH ⭐ 🐟....AND YOULL LIKE IT"
HockeyDad Offline
#78 Posted: Thu, Aug 10 2023, 11:37 AM EST
Joined: 09-20-2000
Posts: 46,134
Mr. Jones wrote:
You lie.....

You in Texas....

I saw you there.....

Last week....


Did you find those scratch offs I put in the trash can at the ExxonMobil on HWY 6 in Sugar Land?
Mr. Jones Offline
#79 Posted: Thu, Aug 10 2023, 6:51 PM EST
Joined: 06-12-2005
Posts: 19,425
Yes...

Thanks for all the losers With
"BWUHAHAHAHAHA"
Written in the name line on the back and all six were
Signed
"GARY O'CONNOR" SSG FIELD CHIEF
ON the signature line....

You BASTID !!!!
HockeyDad Offline
#80 Posted: Sun, Aug 27 2023, 6:26 PM EST
Joined: 09-20-2000
Posts: 46,134
109 degrees in Houston today. Meanwhile….

Foundation laid. Outer walls done. Roof trellises on.
MACS Offline
#81 Posted: Sun, Aug 27 2023, 7:03 PM EST
Joined: 02-26-2004
Posts: 79,789
Hope the tropical storm doesn't wet all the wood... if they keep closing it up before the wood dries, it will grow fungus.

I'd have a WDO inspection on it... new or not. When I got my house they found some in the attic. Inspector said builder didn't let the wood dry completely after it got wet and just kept going. Previous owner had to have it fixed and reinspected before we closed.
Mr. Jones Offline
#82 Posted: Wed, Aug 30 2023, 7:11 PM EST
Joined: 06-12-2005
Posts: 19,425
Did ur new H.U.T. WEATher the storm ok?
HockeyDad Offline
#83 Posted: Wed, Aug 30 2023, 8:29 PM EST
Joined: 09-20-2000
Posts: 46,134
Mr. Jones wrote:
Did ur new H.U.T. WEATher the storm ok?


It got rain but most of the state did like in every hurricane. Our location was rather unaffected and tends to be with big hurricanes in Florida. The worst area actually is the panhandle.
DrafterX Offline
#84 Posted: Thu, Aug 31 2023, 8:25 AM EST
Joined: 10-18-2005
Posts: 98,552
I got my wood wet this morning... Mellow
HockeyDad Offline
#85 Posted: Fri, Sep 8 2023, 6:05 PM EST
Joined: 09-20-2000
Posts: 46,134
Talked to the construction manager today. They are ahead of schedule and closing in the roof on Monday. Next up is HVAC and electrical.

Planning a site visit at the end of October and will likely go earlier as well before the drywall step for a planned inspection.
rfenst Offline
#86 Posted: Sat, Sep 9 2023, 10:03 AM EST
Joined: 06-23-2007
Posts: 39,330
MACS wrote:
Hope the tropical storm doesn't wet all the wood... if they keep closing it up before the wood dries, it will grow fungus.

I'd have a WDO inspection on it... new or not. When I got my house they found some in the attic. Inspector said builder didn't let the wood dry completely after it got wet and just kept going. Previous owner had to have it fixed and reinspected before we closed.

Are you watching out for the next hurricaine? Doesn't seem,**as of yet** it will strike Florida, but the re is the possibility of some wind and rain the further north one is.
rfenst Offline
#87 Posted: Sat, Sep 9 2023, 10:06 AM EST
Joined: 06-23-2007
Posts: 39,330
HockeyDad wrote:
Talked to the construction manager today. They are ahead of schedule and closing in the roof on Monday. Next up is HVAC and electrical.

Planning a site visit at the end of October and will likely go earlier as well before the drywall step for a planned inspection.

If you want. LMK when you come and I'll come check it out with you. My dad was a developer/home builder and I love looking at that kind of stuff. Besides, it will be close to the last time you might ever smoke a cigar INSIDE the house. LOL.
HockeyDad Offline
#88 Posted: Sat, Sep 9 2023, 1:05 PM EST
Joined: 09-20-2000
Posts: 46,134
rfenst wrote:
Are you watching out for the next hurricaine? Doesn't seem,**as of yet** it will strike Florida, but the re is the possibility of some wind and rain the further north one is.


I like to think of it as just a big ole ball of climate change! It will head for Canada and Canada will issue it an apology.
HockeyDad Offline
#89 Posted: Sat, Sep 9 2023, 1:06 PM EST
Joined: 09-20-2000
Posts: 46,134
rfenst wrote:
If you want. LMK when you come and I'll come check it out with you. My dad was a developer/home builder and I love looking at that kind of stuff. Besides, it will be close to the last time you might ever smoke a cigar INSIDE the house. LOL.


We are flying in Oct 20. I’ll probably have to be there sooner for drywall pre-close in inspection.
delta1 Offline
#90 Posted: Sun, Sep 10 2023, 6:13 PM EST
Joined: 11-23-2011
Posts: 28,794
hope it goes smoothly HD
rfenst Offline
#91 Posted: Mon, Sep 11 2023, 10:03 AM EST
Joined: 06-23-2007
Posts: 39,330
HockeyDad wrote:
We are flying in Oct 20. I’ll probably have to be there sooner for drywall pre-close in inspection.
LMK if you want company and/or to herf...
HockeyDad Offline
#92 Posted: Thu, Sep 21 2023, 8:52 AM EST
Joined: 09-20-2000
Posts: 46,134
Roof is dried in and HVAC going in. Completion timeframe is 1/19/2024 to 2/18/2024.

So far so good.
DrafterX Offline
#93 Posted: Thu, Sep 21 2023, 11:43 AM EST
Joined: 10-18-2005
Posts: 98,552
Is da cupalo ready to be armed..?? Huh
HockeyDad Offline
#94 Posted: Thu, Sep 21 2023, 12:05 PM EST
Joined: 09-20-2000
Posts: 46,134
DrafterX wrote:
Is da cupalo ready to be armed..?? Huh


The one at the gatehouse is armed!
Gene363 Offline
#95 Posted: Thu, Sep 21 2023, 12:18 PM EST
Joined: 01-24-2003
Posts: 30,819
HockeyDad wrote:
Roof is dried in and HVAC going in. Completion timeframe is 1/19/2024 to 2/18/2024.

So far so good.



ThumpUp

Did they show you all the straps securing the roof structure to the framing?

Will you have an extra strength strong room?
DrafterX Offline
#96 Posted: Thu, Sep 21 2023, 12:23 PM EST
Joined: 10-18-2005
Posts: 98,552
With a hidden door and two-way mirrors..?? Huh
HockeyDad Offline
#97 Posted: Fri, Sep 22 2023, 4:32 PM EST
Joined: 09-20-2000
Posts: 46,134
Gene363 wrote:
ThumpUp

Did they show you all the straps securing the roof structure to the framing?

Will you have an extra strength strong room?



Roof straps are required code. I gotta go over and visit and inspect before drywall. Prolly be there twice in October.

I also got impact resistant windows.
rfenst Offline
#98 Posted: Fri, Sep 22 2023, 4:44 PM EST
Joined: 06-23-2007
Posts: 39,330
Gene363 wrote:
ThumpUp

Did they show you all the straps securing the roof structure to the framing?

Will you have an extra strength strong room?


That gets me a homeowners insurance discount.
It was done when we re-roofed five years ago.
rfenst Offline
#99 Posted: Fri, Sep 22 2023, 4:46 PM EST
Joined: 06-23-2007
Posts: 39,330
HockeyDad wrote:
Roof straps are required code. I gotta go over and visit and inspect before drywall. Prolly be there twice in October.

I also got impact resistant windows.

Living on the edge again, huh?
No-brainer for where you are.
HockeyDad Offline
#100 Posted: Wed, Oct 18 2023, 5:55 PM EST
Joined: 09-20-2000
Posts: 46,134
All inspections passed. Will be there Monday for pre-drywall visit.
Users browsing this topic
Guest
5 Pages<12345>
Back to Top